… that my wife and I seriously discussed whether or not it would be financially beneficially to live divorced instead of married.
Is that just screwed up? To think that divorced we might be able to cut our already outrageous health care costs by 1,000s and my wife would reap the benefits of being a “single” mother filing her taxes with minimal income earned.
And why did this even come up? Well we find it impossible to save because:
a) We’ve already spent over 3k on out-of-pocket medical (2k on in network services) as of mid-May not including prescriptions. (Which means Flex is tapped out too.)
b) Heath insurance for 3 (mom,dad and toddler) costs me $570 a month and the baby isn’t even on dental yet. (+$80/mo from 2013)
c) And the latest bomb on a) was an $800 bill from a radiology facility. I checked it with my insurance company. They let facilities bill between $500 and $3500 for the same EXACT same procedure. (And guess which end of the spectrum this facility was on…)
And the best part is - I’m part of the “middle class”. The “backbone” of America.
Why are we the “backbone”?
I now believe I know - because we work full time to pay the most in taxes. We get screwed the most on of our deductions (or lack thereof). We get no real credits/deductions unless we can buy a home, but they keep say “home ownership” is also the “backbone” of America.
Well if that’s the case then find a way to cut us some slack so we can do something with our lives versus teetering on the edge of disaster with each medical issue.
Government is a stagnant pile of horse crap sitting on a subsidized farm that stores rotting grain in it’s silos because of some bull crap economic embargo or silent trade war that’s screwing all of us from top to bottom. It would be nice if the “politicians” worked for something other than an internet sound bit or the next PAC donation. I’ve contributed nearly as much in taxes to the US Government as I’ve made in my lifetime, now it’s time for those jackasses in congress to pony up and do their jobs by dropping the bi-partisan rhetoric that holds us all back.
And if the bi-partisanship is that bad in this country then let’s just divide the damn country into two parts. Let’s have a bloodless civil war and let everyone go there own way because the way it stands right now as I see it. NONE OF IT WORKS AND IT’S NOT GETTING BETTER.
Rant over. Nuff said. I’m not spell checking or grammar checking. I’ve got to go make some money to cover the every growing costs of healthcare, bread, milk, eggs, etc.